GIG COVERAGE · FOR THE OPERATOR YOU ARE
Health, dental, vision, term life, disability and retirement for 1099 sales pros, freelancers, contractors and owner-operators. One quarterback. No captive carrier.
WHAT THE PRACTICE COVERS
Health · dental · vision
Individual marketplace plans, short-term medical bridges, dental and vision built for someone whose W-2 days are behind them. Walked through the subsidy math so you actually know what you're paying for.
Term life and disability
The two policies a 1099 operator needs in writing. Term life so the family is covered if you don't come home. Disability so the income keeps coming if your body stops working. Living benefits where they fit.
Retirement for the self-employed
SEP IRA, Solo 401(k), and tax-advantaged structures designed for income that doesn't show up on a W-2. The 35–40% safe-money portion of your portfolio, set up correctly the first time.
One person, one practice, no captive carrier
Independent. Non-captive. Your agent, not their salesperson. One conversation for every line you carry, one number to call when something needs to change.
Coverage supported by independent-broker platform partnerships built for 1099 workers. Non-captive.
READY TO TALK
Let's sit down.
Fifteen minutes. You talk, I listen. We figure out which lines you actually need, which ones can wait, and what the next right step looks like — whether or not we end up working together.